| 商业性个人住房贷款与公积金个人住房贷款对照表：每万元贷款 |
|
还贷方式：本息法 单位：元 |
| 贷款类型 |
商业性个人住房贷款 |
公积金个人住房贷款 |
|
年限 |
月还本息数 |
本息法利息总额 |
月利率(‰) |
月还本息数 |
本息法利息总额 |
月利率(‰) |
|
6个月 |
到期一次性还本付息 |
5.400 |
无 |
无 |
|
1 |
到期一次性还本付息 |
6.075 |
到期一次性还本付息 |
3.975 |
|
2 |
449.8595 |
796.63 |
6.225 |
437.6846 |
504.43 |
3.975 |
|
3 |
310.9244 |
1193.28 |
6.225 |
298.6774 |
752.39 |
3.975 |
|
4 |
242.4897 |
1639.50 |
6.375 |
229.2525 |
1004.12 |
3.975 |
|
5 |
201.0930 |
2065.58 |
6.375 |
187.6604 |
1259.63 |
3.975 |
|
6 |
174.5035 |
2564.25 |
6.525 |
162.0718 |
1669.17 |
4.350 |
|
7 |
155.0165 |
3021.39 |
6.525 |
142.3751 |
1959.51 |
4.350 |
|
8 |
140.5043 |
3488.41 |
6.525 |
127.6492 |
2254.33 |
4.350 |
|
9 |
129.3077 |
3965.23 |
6.525 |
116.2370 |
2553.59 |
4.350 |
|
10 |
120.4312 |
4451.74 |
6.525 |
107.1441 |
2857.29 |
4.350 |
|
11 |
113.2412 |
4947.84 |
6.525 |
99.7379 |
3165.40 |
4.350 |
|
12 |
107.3153 |
5453.41 |
6.525 |
93.5965 |
3477.90 |
4.350 |
|
13 |
102.3609 |
5968.31 |
6.525 |
88.4279 |
3794.76 |
4.350 |
|
14 |
98.1691 |
6492.40 |
6.525 |
84.0235 |
4115.94 |
4.350 |
|
15 |
94.5864 |
7025.55 |
6.525 |
80.2301 |
4441.42 |
4.350 |
|
16 |
91.4979 |
7567.59 |
6.525 |
76.9332 |
4771.17 |
4.350 |
|
17 |
88.8155 |
8118.37 |
6.525 |
74.0448 |
5105.14 |
4.350 |
|
18 |
86.4709 |
8677.71 |
6.525 |
71.4968 |
5443.31 |
4.350 |
|
19 |
84.4098 |
9245.44 |
6.525 |
69.2352 |
5785.63 |
4.350 |
|
20 |
82.5891 |
9821.39 |
6.525 |
67.2169 |
6132.06 |
4.350 | |
|
还贷方式：本金法 单位：元 |
|
| 贷款类型 |
商业性个人住房贷款 |
公积金个人住房贷款 |
|
年限 |
首月还本息数 |
本金法利息总额 |
月利率(‰) |
首月还本息数 |
本金法利息总额 |
月利率(‰) |
| 6个月 |
到期一次性还本付息 |
5.400 |
无 |
无 |
|
1 |
到期一次性还本付息 |
6.075 |
到期一次性还本付息 |
3.975 |
|
2 |
478.92 |
778.13 |
6.225 |
456.42 |
496.88 |
3.975 |
|
3 |
340.03 |
1151.63 |
6.225 |
317.53 |
735.38 |
3.975 |
|
4 |
272.08 |
1561.88 |
6.375 |
248.08 |
973.88 |
3.975 |
|
5 |
230.42 |
1944.38 |
6.375 |
206.42 |
1212.38 |
3.975 |
|
6 |
204.14 |
2381.63 |
6.525 |
182.39 |
1587.75 |
4.350 |
|
7 |
184.30 |
2773.13 |
6.525 |
162.55 |
1848.75 |
4.350 |
|
8 |
169.42 |
3164.63 |
6.525 |
147.67 |
2109.75 |
4.350 |
|
9 |
157.84 |
3556.13 |
6.525 |
136.09 |
2370.75 |
4.350 |
|
10 |
148.58 |
3974.63 |
6.525 |
126.83 |
2631.75 |
4.350 |
|
11 |
141.01 |
4339.13 |
6.525 |
119.26 |
2892.75 |
4.350 |
|
12 |
134.69 |
4730.63 |
6.525 |
112.94 |
3153.75 |
4.350 |
|
13 |
129.35 |
5122.13 |
6.525 |
107.60 |
3414.75 |
4.350 |
|
14 |
124.77 |
5513.63 |
6.525 |
103.02 |
3675.75 |
4.350 |
|
15 |
120.81 |
5905.13 |
6.525 |
99.06 |
3936.75 |
4.350 |
|
16 |
117.33 |
6296.63 |
6.525 |
95.58 |
4197.75 |
4.350 |
|
17 |
114.27 |
6688.13 |
6.525 |
92.52 |
4458.75 |
4.350 |
|
18 |
111.55 |
7079.63 |
6.525 |
89.80 |
4719.75 |
4.350 |
|
19 |
109.11 |
7471.13 |
6.525 |
87.36 |
4980.75 |
4.350 |
|
20 |
106.92 |
7862.63 |
6.525 |
85.17 |
5241.75 |
4.350 | |
| 说明：商业贷款利率按人民银行公布得基准利率计算 |
